So, a breakdown of the numbers
Robo – Advisors - $22,595.30 increased to $25,509.45
Numbers going up mainly due to the amount I put in monthly (1688 + 588 + 388), another 200+ bucks were from market gains, similar to last month
Indexes - $60,215.13 increased to $60,994.10
Gains of about 700+, about a 1.29% increase...
As mentioned previously, I buy the VWRD and VUSD on a quarterly basis so no purchase this month.
Tentatively stopped my STI purchases as well, with STI taking about 25-30% of my indexes amount.
Cash - $40,686.83 decreased to $35,125.34
Unexpectedly my main bleed for this month even without the VWRD/VUSD purchase..
Quite a number of unexpected expenses such as Pet Veterinary expenses which was a few hundred, the MIL shopping which was on the wife's supp card.. I agreed to help the wife cover this payment using this account which amounted to almost a thousand.. Wedding ang pao for the wife's cousin.. And apparently the cruise payment and some other payments from last month wasnt completed so the wife's contribution this month was less/negative due to those deductions. Lastly, a $3000 payment/loan to our domestic helper which I won't say more.
Quite a nightmare when I see the expenses this month *weeps quietly*
I try to perk myself up by saying a huge chunk of the $3000 will be paid back soon and the MIL shopping/Vet expense is a one-off... but there will always be unexpected expenses isnt it?! *weeps quietly again*
To a better month next month...